Privacy Notice

Last updated: 5/2/2022

This Privacy Notice explains how we collect, use, and protect personal information, when and to whom we disclose such information, and the choices you have about the use and disclosure of that information.

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some, but not all, sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income

  • Transaction history and payment history

  • Purchase history and account balances

How

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons ClearMark Title and the Doma Family of Companies chooses to share, and whether you can limit this sharing.

Reasons we can share your personal information

  1. For our everyday business purposes

    1. Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.

      1. Do we share this information? Yes

      2. Can you limit this sharing? No

  2. For our marketing purposes

    1. To offer our products and services to you

      1. Do we share this information? Yes

      2. Can you limit this sharing? No

  3. For joint marketing with other financial companies

    1. Do we share this information? No

    2. Can you limit this sharing? N/a - We do not share.

  4. For our affiliates’ everyday business purposes

    1. Information about your transactions and experiences

      1. Do we share this information? Yes

      2. Can you limit this sharing? No

  5. For our affiliates’ everyday business purposes

    1. Information about your creditworthiness

      1. Do we share this information? No

      2. Can you limit this sharing? N/a - We do not share.

  6. For our affiliates to market to you

    1. Do we share this information? No

    2. Can you limit this sharing? N/a - We do not share.

  7. For nonaffiliates to market to you

    1. Do we share this information? No

    2. Can you limit this sharing? N/a - We do not share.

  8. Who is providing this notice?

    1. ClearMark Title Company, which offers title insurance and escrow services.

  9. How do we protect your personal information?

    1. To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secure files and buildings.

  10. How do you collect my personal information?

    1. We collect your personal information, for example, when you:

      1. Apply for insurance;

      2. Give us your contact information

      3. Provide your mortgage information

      4. Show your government-issued ID

      5. We also collect your personal information from others, such as through public records searches, credit bureaus, affiliates, or other companies.

  11. Why can’t I limit all sharing?

    1. Federal law gives you the right to limit only

      1. Sharing for affiliates’ everyday business purposes – information about your creditworthiness

      2. Affiliates from using your information to market to you

      3. Sharing for nonaffiliates to market to you

    2. State laws and individual companies may give you additional rights to limit sharing.

  12. What happens when I limit sharing for an account I hold jointly with someone else?

    1. Your choices will apply to everyone on your account – unless you tell us otherwise.

Definitions

Affiliates. Companies related by common ownership or control. They can be financial and nonfinancial companies.

Nonaffiliates. Companies not related by common ownership or control. They can be financial and nonfinancial companies. Nonaffiliates we share with can include collection agencies, IT service providers, companies that perform marketing services on our behalf, and consumer reporting agencies.

Joint marketing. A formal agreement between nonaffiliated financial companies that together market financial products or services to you. At the time of this notice we do not joint market.

Other Information

*California Residents – Effective January 1, 2020, the California Consumer Privacy Act allows California residents, upon a verifiable consumer request, to request that a business that collects consumers’ personal information give consumers access, in a portable and (if technically feasible) readily usable form, to the specific pieces and categories of personal information that the business has collected about the consumer, the categories of sources for that information, the business or commercial purposes for collecting the information, and the categories of third parties with which the information was shared. California residents also have the right to submit a request for deletion of information under certain circumstances. If a business does not produce the information or delete the consumer’s personal information as requested, it must provide an explanation in terms of the exemptions and exceptions provided under the CCPA.

To contact us with questions, please call us at 1 (562) 426-0400 or email rob@clearmarktitle.com.

To contact our underwriter, DOMA, Inc. with questions about compliance with the CCPA, call 1 (650) 419-3827 or email info@doma.com [NATIONAL TITLE BULLETIN 2021-12_NATIC DOMA]